Cara Hartley

Cara Hartley - Page 10

Legal writer at TermsFeed.

I am a freelance content writer with a passion for breaking down legal information so that it is educational, intriguing, and accessible. I specialize in simplifying complicated legal topics–such as which disclaimers to include in your legal policies and the impact of new privacy legislation on small businesses–so that you can easily apply the information to your company. When I'm not working to explain jargon and demystify dense topics, I'm either editing my paranormal fantasy WIP, practicing yoga, or hitting the beach with my family.

Return and Refund Policy for Digital Products

According to a Deloitte Industries' online survey, U.S. consumers spend between $120 and $130 a month on digital goods and services, with signs that spending will continue to rise. As the amount of companies selling digital products increases, so does the importance of keeping customers informed and complying with consumer...

Louisiana Data Breach Law

Companies that do business in Louisiana need to be aware of Louisiana's Database Security Breach Notification Law. Louisiana's data breach law has specific notification requirements for businesses that handle Louisiana residents' personal information, and financial penalties for noncompliance. This article explains what Louisiana's Database Security Breach Notification Law is, who it...

Oregon Consumer Privacy Act (OCPA)

Senate Bill 619, or the Oregon Consumer Privacy Act (OCPA), was passed on August 1, 2023. The law goes into effect January 1, 2024. This article will cover everything you need to know about the Oregon Consumer Privacy Act (OCPA) including who it applies to, how to comply with the law,...

Money Back Guarantee: When and Why to Have One

Many businesses use a money back guarantee to gain a competitive edge and show consumers that they stand behind their products. This article explains what a money back guarantee is, why you should have one, whether you are legally required to have a money back guarantee, and how to write and...

When and How to Write an Earnings Disclaimer

Multi-level marketers, businesses that offer financial or investment advice, and any companies that claim that their products or programs can help users make money should maintain earnings disclaimers on their websites. This article explains what an earnings disclaimer is, the difference between earnings and affiliate disclaimers, how to write your own...

Legal Agreements if You Sell Online

When you sell products online you need to make sure that you have the proper legal agreements in place in order to protect your customers' personal information and comply with applicable state, federal, and international laws. This guide will cover the legal agreements you should have if you sell products...